Finance Information

Finance Information

It is our pleasure to offer to your own finance packages.

0% interest is available on all our new branded jewellery and watches range, over 6, 12 & 24 months.

Classic credit 9.9 is available on our “Pre-Owned” range, over 12 and 24 months.

Simply add your purchases to your basket and choose “Apply For Finance” during the checkout.

Need to know:

You must be be at least 18 years of age.

You must have been a UK resident for 3 years or more.

You must be able to make repayments by direct debit.

You must be in regular employment* (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment *If you are retired and receive a pension or registered disabled and unable to work, we may ask for proof of sufficient income.

All finance orders must be delivered to your billing address - this is the address your credit card is registered to and the address V12 Finance will review your application against.

Minimum spend £350.00.

Maximum spend £15,000.00.

Minimum deposit 10%.

Classic Credit Illustration

The repayment results below are for guidance only

Finance Option

12 Months

24 Months

Deposit Amount



Monthly Payments



Purchase Price



Deposit To Pay



Amount Of Credit



Amount Of Interest



Number Of Monthly Payments



Total Amount Payable



Rate Of Interest (Fixed)



APR Representative




The credit advertised is provided exclusively by V12 Retail Finance Limited.

Finance is subject to status. From time to time, we may vary the terms of our finance offer at our discretion. To be eligible to apply for finance, you must be 18 or older, in regular employment and have been a UK resident for more than 3 years. Other conditions may apply and we cannot guarantee that your application will be accepted. We reserve the right to withdraw finance on certain products at any time.

Charles Fish is a trading name of Fish Brothers Group Limited which is registered in England and Wales with company registration number is 81027 and registered office 114 High Street, Walthamstow, London, E17 7JY. Fish Brothers Group Limited acts as a broker and only offer credit products from V12 Retail Finance. Fish Brothers Group Limited is authorised and regulated by the Financial Conduct Authority. Our registration number is 732408. Credit provided subest to age and status.